In addition to any injuries you might have sustained in a car accident, your car will also take damage. One result of this is a “totaled” car. Many people throw this term around, but may not know exactly what it means.
What Does it Mean if I Have a Totaled Car?
Some people may think that a car is “totaled” only if the car is crumpled beyond recognition. However, a car is considered to be totaled when the cost of the repairs exceeds the total cost of the car. This can, of course, happen if the car is destroyed. But, it can also happen with more minor damage particularly if your car is older.
What Happens When Your Car is Totaled?
If you’re involved in a car accident and you think your car is totaled, there are a few steps you need to take. First, contact your insurance company to find out their valuation of the car as well as to conduct an inspection. Then, contact a mechanic to determine the price of repairs. You may need to get in touch with a personal injury attorney to pursue a claim if the accident was not your fault.
Do You Still Pay Insurance on a Totaled Car?
You do not have to pay insurance on a totaled car because the car is not drivable. However, if you have financed or leased your car, you should still be making those payments in order to keep your credit score in good standing. Be sure to save any receipts or invoices you may receive.
What Are My Rights if My Car is Totaled?
If the insurance company says that your car is totaled, they will likely only give you a check for the market value of the car on the day it was totaled. That means that if you still owe money on your car, you can be stuck paying for a car you no longer have. Additionally, your insurance company will likely take the body of the car in order to recoup some of their loss.
Junkyards Near Me
If your insurance company does not want to take your car, here is a list of some junkyards where you can sell your totaled car.
Get Help Now
At the Thompson Law Firm, we have more than 10 years of experience helping clients obtain compensation for their personal injuries from car accidents, including totaled car accidents. When you’re ready to talk, please contact our office to arrange a free initial consultation by phone or at our Chandler office.
If you have been in a car accident that is not your fault, contact Thompson Law Firm in Chandler, AZ to speak with an experienced personal injury attorney. We provide personal injury legal services to clients in the greater Phoenix area including Chandler, Gilbert, Mesa, Scottsdale, Tempe, Maricopa, Globe, and Queen Creek.
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