If you have been the victim of an auto accident, the police or paramedics at the scene will ask if you want to be taken to the hospital. This immediate care is an ambulance ride. Chances are, if you are in an ambulance, you have been seriously injured. However, we all know the transportation bill can be extremely high. After you recover from the initial shock of the accident, you might be thinking “How can I afford this bill on top of all of my other treatment?”

You should be spending your time and energy on healing, but you’re worried about how you can pay a bill for an accident that wasn’t even your fault! The truth is, if you were taken away from the scene of the accident in an ambulance, the at-fault driver’s insurance is responsible for that bill. That’s where we can help you with your medical bills, including the ambulance bill. 

We help clients every day who are victims of auto accidents at our offices located in ChandlerPeoria, and North Phoenix, to assist them in making sense of their medical bills and create a plan for their compensation. We can also meet in-person or over the phone or video call.  You can contact us for a free consultation, or read on to find out more about ambulance rides.

By the way, we will also help with other problems that have cost you sleep, like getting a rental car very soon and finding a nearby doctor who can help you. Even the best legal team isn’t good enough if your quality of life isn’t sustainable while justice and compensation are on the way. The whole point of legal action is to regain quality of life, so we help you long-term as attorneys and short-term as your go-to people. 

Does Car Insurance Cover Ambulance Rides?

In general, most car insurance will contribute to covering the costs of an ambulance. The types of coverage that generally apply are:  

  • The Other Driver’s Liability Coverage: If the other driver caused the accident, then their liability coverage should cover your ambulance ride.  
  • Uninsured Motorist Coverage: If the at-fault driver does not have car insurance, Arizona law provides you may have a minimum of $15,000 in coverage for uninsured motorist coverage from your own insurance.  
  • Medical Payment Policy: This policy is your own policy and it can cover medical bills of up to $5,000 and if you purchased additional coverage, up to $25,000.00 in coverage.

It is important to note that different types of coverage can overlap with one another. For example, if the other driver has $10,000 in liability coverage, and you have $15,000 in uninsured motorist coverage, and you get into an accident with $15,000 worth of medical bills, the other driver will pay $10,000 and your uninsured motorist coverage will pay the other $5,000.  

Who Is Responsible for the Ambulance Bill in a Car Accident?

If you are in a car accident that is not your fault, the other driver’s insurance company is responsible for paying your medical bills, including the ambulance bill. The other driver’s insurance, however, won’t pay for every single medical bill. Your option then is to get a settlement, which means that you need to find lawyers to represent you in court in order for you to get a certain amount of money for any bills or injuries that you have sustained. It’s no secret that settlements can take a while, though, and doctors want to be paid right away.  

If this is the case, your health insurance should step in and pay. You should submit any doctor or ambulance bills to them so that they can either pay them or reimburse you for out-of-pocket expenses.  

Should I Take an Ambulance After a Car Accident?

First, it’s important to say that you may not have the option to take an ambulance – if your injuries are severe enough, you may be put into an ambulance regardless of your opinion on the matter. However, if you are injured but still conscious, a paramedic may ask if you want to take a ride to the hospital in an ambulance. If that is the case, some people may begin to think about costs, their car, or any number of other things.

While it is not our place to tell you whether or not you should take an ambulance, it is important to put your health first. If the paramedics recommend you ride in an ambulance, or if you are injured at all, we recommend you ride in an ambulance. Your material possessions, like your car, can be sorted out once your injuries are tended to.  

Some common injuries that you may need ambulance transportation for are:

When Should You Go to the ER After a Car Accident?

Generally, if you refuse your ambulance, you should go to the ER as soon as possible after a car accident. You’ll want to seek treatment as soon as possible because you may have delayed pain and/or symptoms of a much more serious injury. The sooner you get to the ER, the sooner you can be treated, and the higher your chances of full recovery are. Of course, it goes without saying that if you take an ambulance to the ER, you will get there faster than if you decide to take yourself.  

 

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At the Thompson Law Firm, we have more than 10 years of experience helping clients obtain compensation for their personal injuries from car accidents. When you’re ready to talk, please contact our office to arrange a free initial consultation by phone or at our Chandler office. 

If you have been in a car accident that is not your fault, contact Thompson Law Firm in Chandler, AZ to speak with an experienced personal injury attorney. We provide personal injury legal services to clients in the greater Phoenix area including Chandler, Gilbert, Mesa, Scottsdale, Tempe, Maricopa, Globe, and Queen Creek. 

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