Insurance Coverage


Auto Accident Insurance Coverage

Auto Accident Insurance Coverage

Under Arizona Law, drivers are required to carry car insurance with a minimum of the following policy limits: $15,000 per person for bodily injury liability $30,000 per accident $10,000 for property damage In short, the minimum coverage should be at least 15/30/10 for Arizona drivers. The median household income in Phoenix is significantly above the median for the whole state of Arizona. Many people here...

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Five Sneaky Tactics Auto Insurers Don’t Want You To Know

Five Sneaky Tactics Auto Insurers Don’t Want You To Know

Frustrated With Insurance Companies? You Are Not Alone You’ve probably heard a few horror stories about insurance companies being difficult with their policyholders. A colleague constantly complaining about her insurance in the coffee break room at your office. A friend always being put on hold on the phone, and grumbling about the automated phone tree that leads to nowhere. You may have even fought with...

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Medical Payments Coverage in Arizona: Myths and Facts

Medical Payments Coverage in Arizona: Myths and Facts

Your insurance coverage is intended to protect you regardless of who caused the accident. In Arizona, medical payments insurance is an optional part of your broader auto insurance policy. You have the choice of whether you want to include medical payments coverage on your policy. If you have decided to pay for this coverage, using it will not increase your premiums. Medical payments coverage —...

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Understanding Medical Payments Insurance

Understanding Medical Payments Insurance

Medical payments insurance coverage (sometimes called medical expenses coverage) reimburses your medical expenses, covering you, your passengers, and any family members driving the vehicle involved in an accident. You get coverage regardless of who was at fault for the accident. If you or a family member got injured as a pedestrian, a bicyclist, or a passenger in someone else’s vehicle, you can also use medical...

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My Car Was Totaled. What Is The Insurance Payout?

My Car Was Totaled. What Is The Insurance Payout?

No one wants to see their car totaled. First, let’s fully clarify what it means if your car is “totaled”: After an accident, if the cost of repairs exceed 70% of the value of the car, insurance companies would deem it a total loss. For example, if the car is worth $20,000 today, and the total cost of repairs tallied by the auto shop exceeds...

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Can I Fix My Own Car With Insurance Money?

Can I Fix My Own Car With Insurance Money?

Should you make a claim against your own insurance for your car repairs? The answer is yes. When your vehicle is damaged after an auto accident, one of the first things you should do is file an insurance claim. Filing Your Claim If another driver caused the damage to your vehicle, you have the option to file the claim either with your own insurance company...

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Phoenix Car Accident Attorney – Car Insurance

Phoenix Car Accident Attorney – Car Insurance

When you call a Phoenix car accident attorney after a crash, he or she will ask you about the damage to your vehicle and a number of other questions. It may help you to read our FAQ on vehicle damage and insurance so you know what to do — and what not to do — after a car accident. Talking to Insurance Companies Your first...

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Auto Accidents Lawyers: Whiplash and Knee Injuries in Auto Accident Cases

Auto Accidents Lawyers: Whiplash and Knee Injuries in Auto Accident Cases

What Does A Settlement Include in a Whiplash and Knee Injury Auto Accident Case as Headed by Auto Accidents Lawyers? THE DAY OF THE ACCIDENT: Injuries: Whiplash, “neck strain” and a knee injury, including contusion and bruising. Auto Accident Victim: “F.V.” (all names changed for privacy), 32 years old, male. The Accident Date: The accident occurred on February 23, 2016, around 3:00 p.m. Accident Location: The accident...

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Phoenix Auto Accident Attorney: What It Means to Be Negligent in Arizona

Phoenix Auto Accident Attorney: What It Means to Be Negligent in Arizona

A Phoenix Auto Accident Attorney: What It Means to Be Negligent in Arizona  Someone was inattentive and there’s been an accident. You, a loved one, or your car have been injured or damaged, perhaps someone has died. The costs of medical bills, repair and replacement of your car or bicycle, and missed time from work loom. This is a reality for all too many in...

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Accident Attorney Answers 50 plus Questions for Victims of Auto Accidents

Accident Attorney Answers 50 plus Questions for Victims of Auto Accidents

Here are 50+ questions and answers from an Accident Attorney to help you deal with the aftermath of an auto accident, including ones involving drunk driving. 1. TALKING TO THE AT FAULT DRIVER’S INSURANCE: When, Why — and When to Hang Up. 1. Should I talk to the at-fault driver’s insurance company? Your first call will be to your insurance company, not to make a...

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