How to settle a personal injury lawsuit after a car accident —everything you need to know Banner

How to settle a personal injury lawsuit after a car accident —everything you need to know

If you’ve been involved in a car accident that wasn’t your fault, chances are you’re now facing a personal injury lawsuit and worried about getting the right settlement.

You might be facing a battle with the insurance company that isn’t offering a settlement that meets your needs? Or maybe you’re unsure of your rights when it comes to rejecting their settlement offer or you want to know what options you have. 

When it comes to settlements for an accident that wasn’t your fault, you have a few different options to try including opening a personal injury lawsuit especially if you’ve been left with ongoing injuries and growing medical bills. It can be tempting to simply accept the first settlement that’s offered to you by the insurance company– but wait. Have they really taken into consideration your individual financial situation- perhaps you’ve missed out on work, have mounting medical bills, or have had to use public transport at your own expense since the accident. Will the settlement help cover these costs and more?

We’ve outlined a few key points to remember when settling a personal injury case to help make sure you get the amount you deserve.

Watch out for the ‘settlement’ game

Often, insurance companies play ‘the settlement game’ as they’re often inundated with accident claims and need to wrap them up quickly to move on. This approach means they’ll often overlook the individual needs of you- the victim of an accident that wasn’t your fault, offering a random amount to help cover your bills.

A settlement will be sent to you as a lump sum without considering the injuries or any ongoing costs that you’ve endured since your accident.

Don’t accept anything you’re offered if you don’t feel your personal pain is being considered in the sum they’ve suggested. You’re well within your legal rights to reject a settlement from the insurance company and pursue a higher amount. 

What to do after rejecting a settlement sum

If you’ve turned down an offer and want to know what your next step should be, start by working with a trusted accident lawyer and open a personal injury lawsuit. Here at Thompson Law, we work hard to make sure you have all the information you need before making any final decisions -and turning down a settlement offer can feel like a big one!

After turning down the first sum, we’d always advise filing a personal injury lawsuit as it’s the best way of receiving a settlement that truly reflects your pain and suffering after the accident. An experienced accident lawyer will then work hard to make sure every item is considered and that when your case reaches court, the judge and jury will have the best picture of what happened, where, and why.

Our dedicated team is always happy to offer a free case study consultation if you’ve recently rejected a sum for your personal injury case and want some legal support about what to do next. Why not call us today on (480) 634-7480. If you have any further questions or want to know more about personal injury settlements, speak to one of our experienced teams.


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Our experienced attorneys offer comprehensive guidance on all personal injury matters by phone or video conference call.

Our team of lawyers work closely with their injury clients across Arizona, communicating clearly whilst offering reassurance and empathy through an often very difficult and emotional process. During the free consultation, our lawyers will discuss your concerns before creating a comprehensive plan for you, while also assessing the strength of your claim.

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