THE DAY OF THE ACCIDENT
An Arizona Car Accident Settlement for an auto accident victim with back injuries. The following is a summary of how and how much an auto accident settled for when the victim suffered from back pain.
Auto Accident Settlement Victim: “P.M.” (all names are changed for privacy) 68 years old, female.
Accident Date: The accident occurred on May 13, 2014, around 3:00 in the afternoon.
The Accident Location: The accident happened on North Cooper Road at the intersection of East Baseline Road in Mesa, Arizona.
Accident Description: P.M. was driver her 2004 Honda Civic northbound on Cooper Road in the number three lane when she noticed that traffic in front of her had slowed to a stop. P.M. brought her vehicle to a complete stop when the car behind her rear-ended her vehicle. The Mesa Police Department responded to the scene and began conducting an investigation. After speaking with all four drivers, Mesa Police concluded that the at-fault driver had been driving northbound on Cooper Road and changed lanes from the number two lane to the number three lanes.
The at-fault driver noticed the traffic in the number three lane was at a stop and slammed on his breaks but was unable to stop in time to avoid a collision. The at-fault driver rear-ended the vehicle behind P.M. causing that vehicle to hit the back P.M.’s vehicle and then causing P.M. to hit the vehicle in front of her. The police cited the at-fault driver for speed greater than reasonable and prudent. The driver of the first vehicle hit by the at-fault driver was transported to the hospital. P.M. did not require an ambulance and drove her vehicle from the scene of the accident.
The at-fault driver was cited at the scene for violating A.R.S. § 28-701A, failure to control speed to avoid a collision. “A person shall not drive a vehicle on a highway at a speed greater than is reasonable and prudent under the circumstances, conditions and actual and potential hazards then existing. A person shall control the speed of a vehicle as necessary to avoid colliding with any object, person, vehicle or other conveyance on, entering or adjacent to the highway in compliance with legal requirements and the duty of all persons to exercise reasonable care for the protection of others.” http://www.azleg.gov/ars/28/00701.htm
DIRECTLY AFTER THE ACCIDENT
How Medical Treatment Impacted P.M.’s Auto Accident Settlement.
Medical Treatment: Three days after the collision due to increasing and bothersome pain, P.M. presented to Banner Gateway Medical Hospital where she got identifications for headaches, post-concussion syndrome, anxiety disorder, bipolar disorder, chronic pain, and backache. She got recommendations for pain medications.
Due to her continued pain, P.M. presented to Desert Spine and Sports Physicians where she was diagnosed with radiculopathy of the thoracic and lumbar spine, lumbago, lumbar spondylosis, degenerative disc disease of lumbar spine and skin, disturbance of sensation. She got advice for EMG/NCV studies and to continue home exercises. P.M. treated with Desert Spine and Sports Physicians a total of five times over the course of two and a half months.
Following her treatment with Desert Spine and Sports Physicians, P.M. presented to Strength Training Inc. Medical where she got identification for low back pain, stiffness in spine, pelvis and muscle spasm. She started getting physical therapy. P.M. treated with Strength Training Inc. Medical a total of 21 times over the course of four months.
P.M. then presented to Neurological Physicians of Arizona where she got identification for cervicalgia. She had to go for MRI of brain and Circle of Willis and carotid ultrasound. She got treatment for Cognitive-Linguistic therapy. P.M. treated with Neurological Physicians of Arizona a total of seven times over the course of two and a half months.
Additionally, Ms. Meldrum presented to Desert Pain Institute where she got recommendations to undergo lumbar medial branch block and facet joint injection.
Total Medical Bills: P.M.’s medical bills totaled approximately $21,305.89.
Lost Wages: P.M. did not make a lost wages claim as a result of this Arizona accident. At the time of the accident, P.M. got retirement.
Health Insurance: P.M. had health insurance at the time of the Arizona accident and used her health insurance to defray. Some of the costs of treatment which resulted from the injuries caused by this Arizona accident. The health insurance company received reimbursement for the amounts paid out on P.M.’s behalf as a result of this accident, from the final bodily injury settlement.
Client’s Car Insurance: P.M. had car insurance at the time of the accident through Allstate Fire & Casualty Insurance Company. Because of the severity of P.M.’s injuries, she received $25,000 from her own Underinsured Motorist Policy. This settlement reached after concluding litigation, over two and a half years after the accident.
At-Fault Car Insurance: The at-fault driver had car insurance at the time of the Arizona accident through Geico Indemnity Company. Geico accepted full liability for this accident. Due to Geico’s unwillingness to make an acceptable offer, litigation was necessary for this matter. P.M. entered into litigation about 14 months after the Arizona accident occurred and lasted around 17 months before the Car Accident Settlement settlement. After entering into litigation, P.M. settled prior to trial for $10,000.
Final Settlement: P.M.’s total settlement was $35,000. This settlement includes the $10,000 paid by the at-fault driver’s car insurance. The $25,000 paid by P.M.’s own car insurance underinsured motorist policy. Total settlement took over two and a half years to reach due to litigation.
Auto Accident Settlement
In conclusion, P.M. was happy with the results of her Car Accident Settlement case, despite the length of time it took to reach a final settlement. She was able to receive the treatment necessary to return to the state of well-being she was in prior to the accident without incurring significant out of pocket expense. She received the Car Accident Settlement compensation for her pain and suffering and had her vehicle repaired.