THE DAY OF THE ACCIDENT
Injuries: Whiplash, “neck strain” and a knee injury, including contusion and bruising.
Auto Accident Victim: “F.V.” (all names changed for privacy), 32 years old, male.
The Accident Date: The accident occurred on February 23, 2016, around 3:00 p.m.
Accident Location: The accident happened on US-60 East around MP-182 in Mesa, Arizona.
F.V. was driving a 1999 Chevy Blazer eastbound on US-60 in the far right lane, with three passengers. F.V. had to slow down because the traffic ahead of him had slowed. The vehicle directly behind F.V. failed to notice the slowing traffic in their lane and rear-ended F.V.’s vehicle. At the time of the collision, F.V.’s spare tire detached from his vehicle and traveled across numerous lanes of the US-60 hitting two other vehicles. The Department of Public Safety responded to the accident and conducted an investigation. Highway patrol interviewed F.V., his passengers, the other victims, and the at-fault driver before citing the driver who
The Department of Public Safety responded to the accident and conducted an investigation. Highway patrol interviewed F.V., his passengers, the other victims, and the at-fault driver before citing the driver who rear-ended F.V. The at-fault driver admitted to highway patrol that she wasn’t paying attention and missed that the cars in front of her were slowing down. F.V. and his passengers refused emergency transport and F.V. drove his vehicle from the scene of the accident.
The at-fault driver was cited for violating the Arizona Revised States § 28-701A, speed not reasonable to avoid a collision. “A person shall not drive a vehicle on a highway at a speed greater than is reasonable and prudent under the circumstances, conditions and actual and potential hazards then existing. A person shall control the speed of a vehicle as necessary to avoid colliding with any object, person, vehicle or other conveyance on, entering or adjacent to the highway in compliance with legal requirements and the duty of all persons to exercise reasonable care for the protection of others.” http://www.azleg.gov/ars/28/00701.htm
Property Damage: The estimate for repairs to F.V.’s vehicle was $3,858.71.
DIRECTLY AFTER THE ACCIDENT
How Medical Treatment Impacted F.V.’s Auto Accident Claim.
Medical Treatment: The day after the collision, F.V. went to Gilbert Urgent Care Dignity Health where he got treatment for neck sprain or more commonly referred to as whiplash and a knee injury. They suggested F.V. to receive physical therapy.
Pursuant to Gilbert Urgent Care’s recommendation, F.V. presented to South West Medical Center for physical therapy. Therefore, F.V. got treatment for cervical strain, lumbar strain, and a right knee contusion. The diagnosis by Gilbert Urgent Care got confirmation for whiplash and a knee injury. South West Medical Center performed x-rays of F.V.’s cervical, thoracic, and lumbar spines. Therefore, the doctors advised F.V. to undergo physical therapy and administered Toradol injection. F.V. underwent physical therapy with South West Medical Center for nearly two months, with 16 visits in total.
Total Medical Bills: F.V.’s medical bills totaled $5,402.00 for his whiplash and knee injuries.
Lost Wages: F.V. did not claim any lost wages as a result of this accident.
Health Insurance: F.V. had health insurance at the time of this accident and used his health insurance during treatment. F.V.’s use of his health insurance while treating did not affect the value of his case.
Client’s Car Insurance: F.V.’s car insurance carrier was American Access Casualty Company, but his car insurance was not useful for this accident.
At-Fault Car Insurance: The at-fault driver’s insurance carrier was American Access Casualty Company. American Access Casualty Company accepted full liability for this accident.
Final Settlement: $7,500. F.V.’s final settlement was delayed by the fact that there were four vehicles, including the at-fault driver’s vehicle, involved in this accident. American Access Casualty Company waited until they had each parties’ demand prior to evaluating and making offers in each case.
In conclusion, F.V. was happy with the results of this case. However, he received around $2,750 for his bodily injuries in this settlement, the balance paying his medical bills and attorney’s fees and costs. F.V. got treatment for less than two months, which was appropriate for the nature of his injuries. The value of F.V.’s case was affected by the fact that there were numerous injured parties claiming reimbursement. Thus, the insurance company made an offer based on each individual party’s pro rata share of the total available policy.